April 27, 2017

To Our Fellow Investors:

Tiptree’s book value per-share, as exchanged, as of year-end 2016 was $10.141, which combined with dividends, resulted in a total return for the year of 15.1%. On a consolidated basis, we earned $32.3 million of net income which translates to $78.9 million of Adjusted EBITDA1, both significant increases from 2015.

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